Samurdhi Enterprise Development Loan Scheme 2025 සමෘද්ධි යෝජනා ක්‍රමය:  Implementation of the New Samurdhi Enterprise Development Loan Scheme. Issuance of New Instructions For Grating Loans From Rs 1,000,000/= to Rs 5,000,000/= Under the New Samurdhi Enterprise Development Loan Scheme, the Samurdhi Banks and Banking Societies Have Received Approval for the Issuance of New Instructions for Loans Ranging for 10 Lakhs to 50 Lakhs By Samurdhi Banks and Banking Societies. Accordingly, it is Hereby Notified that this New Amount Will be Issued.

 Share Amount to be Completed in Order for a Bank Member to Obtain a Loan Exceeding Rs 1,000,000/- it is Sufficient for an Amount of Rs 40,000/= to be Deposited in the Share Account. Members Should not be Pressured to Retain 1/10 of the Loan Amount Obtained in the Share Account.

Samurdhi Loan Scheme May 2025 Sri Lanka

The Loan Amount Obtained May be Considered  For Granting a New Loan Based On the Loan Amount Previously Obtained in One Or More of the Following Cases

Having Obtained a Loan of Rs 1,000,000/= Under the New Samurdhi Enterprise Development Loan  of Rs 1,000,000/= Under the New Samurdhi Enterprise Development Loan Program and Having Repaid it as Agreed

Having Obtained a Loan of Rs 1,000,000= from the Samurdhi Community Bank Livelihood Development Loan Program Or Another Income Generation Program and Having Repaid its.

Having Obtained At Least 02 Loans of Rs 500,000/= Or More From the New Samurdhi Enterprise Development Loan Program Or Another Income Generation Loan Program and Having Repaid It as Agreed.

Aswesuma Selection List 2025

Samurdhi Sinhala Loan Scheme 2025

Loan Insurance Should be Obtained From the Sri Lanka Insurance Corporation Or Another Insurance Company for the Loan Amount. The Cost of this Insurance Should be Borne Entirely by the Borrower. Furthermore, Coverage Should Not be Obtained Under the Samurdhi Bank Society’s  Loan Protection Program for these Loans from now on. When Providing a Loan Amount Exceeding Rs 1,000,000/= the borrower should be encouraged to obtain insurance coverage for the project in addition to the loan Amount for Damages Caused By Disasters Such as fire Protection / Floods, Depending On the Nature Of the Loan Project.

This Insurance Cost Should be Borne By the Borrower Personally and Obtained From an Insurance Company. At Present, it Is Observed that Projects Initiated With Loans Provided By Samurdhi Banks Also Suffer a Lot of Damage Due to Natural / Other Disasters. Therefore, this Proposal Was Presented With the Aim of Protecting these Large Investment Projects From the Risks that Arise.  

If the loan Applicant Already Has An Amount Equivalent to the 25% Deposit Amount Completed to Obtain a Loan of Rs 100,000/-From Samurdhi Bank, that Amount Will be Sufficient. Further, No Additional Amount Should be Pressed to Be Deposited in the Group Account.